ALAM MO BA?
...na ang Mutual Funds ay isa sa mga investments ng mga mayayaman.
...na pati si SSS ay naginvests na dito.
Great News!
Anuman ang iyong hanapbuhay - teacher ka man, accountant, doctor, engineer, manager, factory worker, security guard, OFW, seafarer, empleyado o negosyante ka man - maaari ka nang makapag-Invest sa STOCK MARKET.
Ano ba ang STOCK MARKET?
If you want to own a business, pwede kang magsimula ng traditional business gaya ng sari-sari store, water refilling station, bakery, grab business, etc . Or pwede kang bumili ng shares ng mga kumpanyang listed sa Philippine Stock Exchange (PSE).
Thru the stock market, pwede kang maging co-Owner at Partner sa negosyo ni Jollibee, SM, Ayala, BPI, BDO, PLDT, Globe, Meralco, at marami pang iba.
There are Two (2) Ways to Invest in the STOCK MARKET.
1. DIRECT STOCK TRADING
You are your own fund manager. You decide which stocks to buy or to sell.
Kung hindi mo naiintindihan how the stock market works, at wala kang oras to do research (or monitoring), baka malugi ka lang.
2. INDIRECT STOCK INVESTMENT THRU MUTUAL FUNDS
A mutual fund is an investment company that pools money from different individuals or institutions. The fund manager monitors the markets, always with the intention to maximize the returns of the fund.
Kagaya sa stock market, ang binibili natin ay shares of the mutual fund company. When we buy shares of a mutual fund, we become co-Owners of that mutual fund company.
INTRODUCING
MUTUAL FUND INVESTMENT
Ikaw ba ay minimum wage earner? O di naman kaya isang busy ka na tao? O pakiramdam mo kulang ang technical ability mo to direct stock trading?
Do you feel na kulang pa fund mo for stock investments? Pero you want to still participate with the growing Philippine Stock Market despite your worries?
Then Mutual Fund Investing is for you because of its advantages listed below.
Sa Mutual Funds ikaw ay “INDIRECT INVESTOR” dahil merong Professional Fund Manager(s) na mag-ma-manage ng portfolio mo, hindi ikaw ang magde-decide kung anong mga companies ang bibilhin.
Ang Mutual Funds ay pinagsama-samang pera ng mga investors, kunwari yung P100,000 ko, P5,000 mo at P10,000 ng kaibigan mo pagsasamahin ng Fund Manager yan at dahil malaki ang budget, ibibili yan ng mga “Blue Chips” Companies like Jollibee, SM, Ayala, Globe, etc. Now, kapag kumita na ibabalik ito sa mga investors.
Mutual Fund is a Great EQUALIZER!
Ang interest na kikitain ng P1,000 natin, ay kapareho din sa kikitain ng P5,000,000 ng ibang shareholder.
Ibig sabihin, kung 20% ang kinita ng MF company this year, lahat tayo pare-parehong 20% din ang tubo, in proportion kung magkano ang ating perang ininvest.
ADVANTAGES OF MUTUAL FUND INVESTING
201. PROFFESIONALLY MANAGED
May Full-time investment Expert na tumututok sa investments natin. Maliban sa kumain at matulog, trabaho niyang bantayan ang stock market o bond market.
So kahit busy tayo sa ating trabaho, careers, sa ating negosyo, o tayo’y nasa bakasyon, may Peace of Mind tayo na 'di hamak na mas magaling sa atin ang nagbabantay at nag-momonitor ng investments natin.
2. LIQUIDITY
Meaning anytime pwede mong i-withdraw, some MF companies may mga charges pero kapag nalagpasan mo na ang holding period wala na itong charges. Within 3 – 7 banking days lang, makukuha mo na as Cash.
3. LOW MINIMUM INVETSMENT REQUIREMENT
For as low as P1,000 you can open ang account in MF. Sa panahon ngayon khit minimum wage earner, magbabalot, janitor, construction worker, etc. pwede na maging INVESTOR. At kung mag-iinvest ka monthly pwede ka mag-top up with a minimum of P 20.00.
4. TRANSPARENT
May matatanggap kang SOA (Statement of Account) quarterly, dun nakalagay kung ilang shares na meron ka at magkano na total ng kinita ng pera mo. Since Shareholder ka ng MF Company, may karapatan kang umattend ng mga Shareholder’s Meeting, dun ididiscuss kung saan ba ininvest ang pera natin, ano ba naging performance this past few months or year. Sa Mutual Funds you’re a Shareholder or Stockholder of the Company.
5. DIVERSIFIED
A mutual fund company invests in 20 to 30 different companies in the stock market.
Kung direct stock market ka mag-iinvest, very limited ang mabibili ng P10,000 mo, or even 100,000.
Pero sa mutual fund, ang P1,000 mo ay automatic nakakalat sa iba't ibang kumpanya sa stock market. Malugi man ang dalawa, break-even ang lima, lumipad ang sampu, PANALO ka pa din!.
6. POTENTIALLY HIGHER RETURNS
Ang P1,000 ko, o P100,000 mo ay "naka-angkas" sa bilyong pera ng mutual fund company. Dahil dito, nakaka-access ang pera natin sa mga potentially higher yielding investments na available lang sa mga big-time investors.
Sinisiguro din ng fund manager that the mutual fund generates the best possible returns for the given level of risk of the mutual fund.
7. GAINS/PROFITS ARE TAX EXEMPT
Kapag bumili tayo ng isang bagay merong tinatawag na sales tax/value added tax. Kapag nag-withdraw tayo sa savings account natin merong tinatawag na withholding tax at kahit na mamatay tayo meron pa ring tinatawag na estate tax. Pero sa Mutual Funds, walang tax. Kung ang money mo sa MF ay P100,000 at nagwithdraw ka, buong-buo walang labis, walang kulang P100,000 pesos pa rin yan.
OK, pero gusto ko pang malinawan tungkol Stock Investing?
You can watch the complete orientation about stock market investing by clicking the video or the link below.
HOW DO I INVEST IN MUTUAL FUNDS?
THERE ARE 2 OPTIONS TO INVEST IN MUTUAL FUNDS
OPTION 1 - Go directly to the offices of the Mutual Fund Companies
Saan ba iyon?
Sa Makati, Ortigas, at Taguig.
Oh, by the way, 'di ko pa pala nasabi. When you invest in mutual funds, may entry fee or sales load (2% to 3.5%) na ikakaltas sa bawat investment mo.
That's P2,000 - P3,500 fee for every P100,000,
or P20,000 - P35,000 per P1,000,000 investment.
At sa tuwing dadagdagan mo pa ang investment mo ay may ibabawas pa rin na Sales Load.
OPTION 2 - Enroll as an IMG Member
One of the 30 membership benefits sa IMG o International Marketing Group ay may DIRECT ACCESS ka sa Mutual Fund investing, both Online and Offline
+
Unlimited Access to Investment Seminars
+
ZERO LOAD sa Mutual Fund investments mo.
+
P1,000 IMG SOLDIVO FUND included in your membership with a minimum top up of 20 pesos.
I WANT TO START MY MUTUAL FUND INVESTMENT!
YOU HAVE 3 OPTIONS BELOW TO START YOUR MUTUAL FUND INVESTMENT
OPTION #1
I AM NOT A MEMBER OF IMG YET, HOW CAN I REGISTER?
To take advantage of Zero Load, at Automatic Mutual Fund account you can register as a MEMBER anytime.
Just click the link below!
OPTION #2
I AM A MEMBER OF IMG, HOW CAN I START MY INVESTMENTS?
Pwede ka na mag-simula ng Mutual Fund Investments mo in ZERO LOAD Fees.
Just click the link below!
OPTION #3
I WANT TO LEARN MORE.
Yes, we have seminars and it's free. Wala kang babayaran sa venue kahit na piso. Gusto mo umattend?
Just click the link below!
Do you want to start your journey to Financial FREEDOM?
Start your journey now.
Get the first two (2) chapters of "The Secret to Saving and Building Your Future BOOK" for FREE!
